⚠️ RBI Public Awareness Message – Be Aware, Be Safe The Reserve Bank of India (RBI) urges the public to stay alert against fraudulent investment schemes and unauthorized deposit collection that promise unrealistic returns or easy loans. 🚨 Key Warning for the Public Do not invest money without verifying the company or scheme Be cautious of offers claiming: 💰 Very high or guaranteed returns ⚡ Quick profits with no risk 🧾 Loans without proper documentation Such offers are often run by unauthorized entities and may result in financial loss. 🌐 Sachet Portal – Your Safety Tool The RBI highlights the Sachet portal as a central platform for public protection. 🔍 What the Sachet Portal Does Helps you verify whether a company is registered and authorized to accept deposits Acts as a single window for reporting illegal financial activities 📝 Complaint & Reporting Features File complaints if you: Have been cheated Notice repayment defaults Encounter illegal money collection Complaints are automatically forwarded to the correct regulator: RBI SEBI IRDAI PFRDA NHB 🕵️ Anonymous reporting is allowed for sharing information about suspicious entities 🏦 Who Is Allowed to Accept Public Deposits? Only authorized and regulated entities can legally collect deposits: 🏛️ Banks: All commercial and cooperative banks 🏢 Authorized NBFCs: Only RBI-licensed NBFCs 📜 Other Approved Entities: Select companies registered with MCA or NHB ⛔ Important Restriction Individuals, partnership firms, and other unincorporated bodies are generally prohibited from accepting public deposits for financial business 🛠️ How to Protect Yourself 🌐 Visit: sachet.rbi.org.in 🔎 Check whether a company is authorized 📩 Use “Help Your Regulator” to report illegal deposit activities 🧾 Use “File a Complaint” for grievances 📞 For digital or financial fraud, call Cybercrime Helpline: 1930 ✅ Key Takeaway Always verify before you invest. Your awareness is the strongest defense against financial fraud.