This document is a demand notice from Arcil (Asset Reconstruction Company (India) Ltd.) regarding a loan acquired from Vistaar Financial Services PVT Ltd. The notice identifies the borrowers as Rahul Kumar and Nitakshi Devi for account number 0189SBML03271. The total outstanding loan amount listed is ₹8,62,024.59 as of 12-05-2026. The secured asset listed for this debt is a residential plot in Bulandshahr, U.P..