This public notice from ICICI Home Finance Company Limited declares a default by borrowers Ajay Kumar Verma and Sunaina for an outstanding amount of ₹28,16,561/- under the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002.Borrowers Named: Ajay Kumar Verma (Borrower) and Sunaina (Co-Borrower) from Sirmaur, Himachal Pradesh.Outstanding Amount: ₹28,16,561/- as of August 10, 2026, with an NPA classification date of August 3, 2026.Action Required: A 60-day window from the notice publication date is provided to clear the dues before further legal steps are taken on the secured property.