Bank of Baroda has issued a formal notice to borrower Mohd Javed under Section 13(2) of the SARFAESI Act, 2002. The account has been classified as a Non-Performing Asset (NPA) due to defaults on a Baroda Car Loan facility used for a Mahindra Thar LX D MT 4WD 4S HT. The borrower is called upon to clear the total outstanding amount of Rs. 12,13,716.06 within 60 days. Concerned parties can verify compliance policies or track recovery guidelines through the Bank of Baroda Mega Auction Portal or the official IBAPI Auction Platform.