This document is a formal Demand Notice issued by the Office of the Recovery Officer, Debts Recovery Tribunal Delhi (DRT 1).It orders Pankaj Raina to pay a total of Rs 13,48,323.00 plus interest and costs to the State Bank of India within 15 days.The notice mandates an appearance before the Recovery Officer on 16/07/2026 at 10:30 a.m..Failure to comply may result in recovery proceedings under the Recovery of Debts and Bankruptcy Act, 1993.