This is a Demand Notice issued by Jammu & Kashmir Bank Limited under Section 13(2) of the SARFAESI Act, 2002.It informs the borrower that their housing loan account has been classified as a Non-Performing Asset (NPA) as of June 29, 2026.The total outstanding amount demanded is Rs. 16,30,280.44 as of June 30, 2026, which must be paid within 60 days to avoid bank action.The notice threatens that failure to pay will result in the bank taking possession and selling the secured asset, which is a residential flat in Palghar, Maharashtra.