HDFC Bank Limited has issued a formal demand notice under the SARFAESI Act, 2002, through its Tagore Road branch in Thiruvananthapuram. The legal notice is directed at borrowers Mr. Vishal Singh and Mrs. Samila Velladurai, residing in Ghaziabad, Uttar Pradesh. The outstanding recovery amount stands at Rs. 31,03,521 as of April 30, 2026, plus an ongoing 18% annual interest rate. The mortgaged asset subject to enforcement is an 88.50 square meter plot of land and building in Narayanamalpuram, Tirunelveli, Tamil Nadu. The named borrowers must clear the full outstanding amount within 60 days to prevent the bank from taking physical possession, and detailed conditions can be verified on hdfcbank.com.