Ujjivan Small Finance Bank issued a formal newspaper demand notice under the SARFAESI Act, 2002, targeting three defaulted borrower accounts. The bank published this open notification because original postal notices were returned undelivered to the listed addresses. The first case involves M/s Arsh Enterprises in Noida with outstanding dues of Rs. 28,89,090. The second case involves Ravindra S/o Ramswaroop in Hathras with outstanding dues of Rs. 4,98,416. The final case involves Iqbal @ Ikbal in Meerut with outstanding dues of Rs. 3,11,968. All named parties must settle their total outstanding balances plus up-to-date contractual interest within 60 days to avoid asset seizure.