Bank of India, Nidadavolu Branch has issued a demand notice under Section 13(2) of the SARFAESI Act, 2002 to borrower Smt. Kandikatla Jyothi and guarantors. The action follows a housing loan default with an outstanding balance of Rs. 21,75,873. The bank has initiated legal recovery against a 580 Sq. Yds. plot and Flat No. T-1 at D.No. 13-13-77/3 in Nidadavolu, East Godavari. Defaulting parties must pay the full amount within 60 days from 29.06.2026. The branch can be reached at 08813-221414.